A common misconception is that Medicaid requires individuals to lose all their assets before qualifying.

In reality, Medicaid rules include several protections.

Asset Protections

Certain assets may be exempt from Medicaid calculations, including:

• A primary residence
• Personal belongings
• One vehicle

Additionally, special rules protect spouses who remain living in the community.

Why Planning Matters

Understanding Medicaid rules can help families preserve assets while accessing necessary care.