29 Mar

Debt Defense, FDCPA

Debt Collection Scams: How to Protect Yourself from Fake Collectors

• March 18, 2026
• By AmyGinsburg
• 0 comments

Not every debt collector is legitimate. In fact, scams involving fake debt collectors are on the rise—and they of...

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29 Mar

Debt Defense

Mass Defense vs. Default Judgments: A New Strategy to Shift the Legal System

• March 20, 2026
• By AmyGinsburg
• 0 comments

The American legal system is built on a foundational promise: that every person is entitled to their “day in cour...

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28 Mar

Debt Defense

Credit Cards vs. Debit Cards: Which One Is Actually Safer for Your Wallet?

• March 20, 2026
• By AmyGinsburg
• 0 comments

For years, consumers have heard mixed messages about credit cards and debit cards.

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27 Mar

FDCPA, Bankruptcy

FDCPA Litigation Is Surging Around Bankruptcy and Discharged Debts

• March 19, 2026
• By AmyGinsburg
• 0 comments

One of the most significant trends in the newest filings is the continued rise of FDCPA claims tied to bankruptcy...

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27 Mar

FDCPA

Cease and Desist Letters: How to Stop Debt Collector Calls

• March 18, 2026
• By AmyGinsburg
• 0 comments

If you’re overwhelmed by constant calls from debt collectors, you have the right to make them stop. Under the FDC...

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26 Mar

Debt Defense, FDCPA

Student Loan Debt Collection: Your Rights Under the FDCPA

• March 18, 2026
• By AmyGinsburg
• 0 comments

Student loan debt affects millions of Americans—but when loans go into default and are sent to collections, borro...

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26 Mar

Debt Defense

Did You Know You Can Find Credit Card Agreements Online—For Free?

• March 26, 2026
• By AmyGinsburg
• 0 comments

Most consumers have no idea that one of the most important documents tied to their credit card—the agreement itse...

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26 Mar

Debt Resolution, Debt Defense

The Hidden Cost of Consumer Debt: How It Restricts Mobility

• March 20, 2026
• By AmyGinsburg
• 0 comments

Consumer debt is often framed as a tool of opportunity—a means to build credit, access education, purchase a home...

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25 Mar

FDCPA

Not Every Contact Counts: Courts Focus on What Qualifies as a “Collection Communication”

• March 19, 2026
• By AmyGinsburg
• 0 comments

Another major theme in the latest FDCPA rulings is a deceptively simple question:

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24 Mar

FDCPA

FDCPA Update: Courts Continue Narrowing Who Qualifies as a “Debt Collector”

• March 19, 2026
• By AmyGinsburg
• 0 comments

One of the biggest themes in the latest FDCPA decisions is something that continues to trip up consumers and atto...

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