Debt Collection Scams: How to Protect Yourself from Fake Collectors
Not every debt collector is legitimate. In fact, scams involving fake debt collectors are on the rise—and they of...
29 Mar
Debt Defense
29 Mar
Mass Defense vs. Default Judgments: A New Strategy to Shift the Legal System
The American legal system is built on a foundational promise: that every person is entitled to their “day in cour...
28 Mar
How to Answer a Debt Collection Lawsuit (Step-by-Step Guide)
Being served with a debt collection lawsuit can be overwhelming. Many consumers are unsure what to do after recei...
28 Mar
Credit Cards vs. Debit Cards: Which One Is Actually Safer for Your Wallet?
For years, consumers have heard mixed messages about credit cards and debit cards.
26 Mar
Student Loan Debt Collection: Your Rights Under the FDCPA
Student loan debt affects millions of Americans—but when loans go into default and are sent to collections, borro...
26 Mar
Did You Know You Can Find Credit Card Agreements Online—For Free?
Most consumers have no idea that one of the most important documents tied to their credit card—the agreement itse...
26 Mar
The Hidden Cost of Consumer Debt: How It Restricts Mobility
Consumer debt is often framed as a tool of opportunity—a means to build credit, access education, purchase a home...
24 Mar
Statute of Limitations for Credit Card Debt by State (Complete Guide)
When consumers fall behind on credit card payments, they often worry about whether a creditor or debt buyer may f...
24 Mar
Is the defendant even a “debt collector”?
One of the most overlooked — and outcome-determinative — issues in FDCPA litigation right now is this:
24 Mar
The Climate Debt Trap: Predatory Lending After Disasters and How to Avoid It
When people think about climate change, they usually picture storms, floods, wildfires, and rising temperatures. ...
