FDCPA vs. FCRA: How to Tell Which Claim You Have
If you’re dealing with debt collectors or credit report errors, you’ve probably seen two acronyms:
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Feb
Monthly Archives: February 2026
20
Feb
Credit Reporting Violations: 10 Mistakes That Can Hurt Your Score
Many consumers assume if a debt appears on their credit report, it must be valid.
20
Feb
What Counts as a “Reasonable Investigation” Under the FCRA?
When you dispute a debt, the law requires a reasonable investigation.
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Feb
How to Dispute a Debt the Right Way (Step-by-Step Guide)
If you see a debt on your credit report that is wrong, inflated, or not yours, disputing it the right way matters...
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Feb
Chapter 13 vs. Debt Consolidation: Which Is Better for Your Debt?
When you're trying to figure out the best way to tackle overwhelming debt, the Chapter 13 vs. debt consolida...
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Feb
Is Reporting to Credit Bureaus a “Communication” Under the FDCPA?
(And What Happens If the Debt Is Wrong, Disputed, or Not Validated?)
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Feb
Moving Abroad With U.S. Debt: What You Need to Know
If you are planning an international move while carrying U.S. debt, here are the critical considerations.
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Feb
Debt Collection While Living Abroad: Time Limits and Your Rights
Another common question:
Does the debt eventually expire if I leave...
20
Feb
Can I Be Served With a Lawsuit While Living Overseas?
If you moved out of the country and still owe U.S. debt, you may be wondering:
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Feb
What Happens to My Credit If I Leave the Country?
Many people assume that if they move abroad, their U.S. credit score becomes irrelevant.
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