Recover Excess Funds From

Tax Sales & Foreclosure Sales

Learn how to claim excess (surplus) funds left over after a tax sale or foreclosure sale. We help consumers locate funds, file claims, and recover money owed—no upfront fees in many cases.

If your property was sold at a tax sale or foreclosure sale, you may be entitled to excess funds (also called surplus funds)—money left over after the sale proceeds paid the taxes, mortgage, fees, and other liens. In many cases, former owners (and sometimes heirs or other parties) can claim what remains.

Ginsburg Law Group helps consumers locate, document, and recover excess funds—so you can get the money you may be owed.

Call us or submit a quick intake to see if funds are available.

---

What Are “Excess” or “Surplus” Funds?

When a property sells at a sheriff’s sale, foreclosure auction, or tax sale, the sale price may exceed the amount needed to pay debts tied to the property. The “extra” money is often held by a county office or court as excess/surplus funds.

These funds may be available even if:

• The sale happened months—or years—ago

• You moved and never received notice

• You’re an heir handling an estate

• The property had multiple liens or complicated ownership records

 

---

We Help With

Locating the Funds

We identify where funds are being held—commonly by a county treasurer/tax claim bureau, sheriff’s office, court, or trustee—then confirm the case details and timeline.

Determining Who Can Claim

We review the ownership history and documents to determine who is eligible (former owner, estate/heir, assignee where permitted, etc.) and what proof is needed.

Preparing and Filing the Claim

We assemble the required documentation, complete the claim forms, and file with the correct office before deadlines.

Handling Disputes or Competing Claims

If another party claims entitlement, or the county/court requests additional proof, we respond and advocate for the proper disbursement.

---

Common Situations We See

• Former homeowner never told there were leftover funds

• Estate/heirs learning years later that money is being held

• Sale proceeds exceed the debt because the property sold above payoff

• Confusing records due to name changes, divorce, probate, or multiple owners

• Client is overwhelmed by county paperwork and procedural requirements

---

Why Work With Our Firm

• We do the digging. Locating and verifying funds can be time-consuming and confusing across different counties and offices.

• We handle the paperwork. These claims often require specific documents and strict compliance.

• We help maximize recovery. Proper claim presentation reduces delays and denials.

• Clear, consumer-focused approach. We explain the process and keep you updated.

---

What You’ll Need (We’ll Help You Gather It)

Depending on the county and sale type, the claim may require:

• Proof of identity

• Proof of prior ownership/interest (deed, mortgage records, payoff letters)

• Sale information (sale date, docket/case number if available)

• If claiming as an heir: probate documents, short certificate, letters testamentary/administration, death certificate, etc.

Don’t worry if you don’t have everything—start with what you have and we’ll guide the rest.

---

Fees

Many clients prefer a contingency-based fee (a percentage of funds recovered), when permitted and appropriate. In other situations, we may offer a flat fee depending on complexity.

We’ll explain fee options after a quick initial review.

---

FAQ

How do I know if excess funds exist?

If the sale price exceeded the debts, there may be funds. We can check with the correct county/court office and sale records.

Is there a deadline to claim surplus funds?

Often, yes—and deadlines vary by jurisdiction and the type of sale. If you think a sale may have generated surplus, it’s best to act quickly.

Can heirs recover excess funds?

Frequently, yes—if proper estate documentation is provided and the claimant has legal authority.

I got a letter saying I’m owed money—should I trust it?

Be careful. Some companies send mass mailers that can be misleading or charge high fees. We can verify whether funds exist and whether the notice is legitimate.

Can someone else claim my funds?

Sometimes disputes arise. We can help document entitlement and respond to competing claims.

---

Think you may be owed money from a tax sale or foreclosure sale?
We’ll help you find out and pursue the claim.

Contact us today to start – call 855-978-6564.