Ginsburg Law Group
At Ginsburg Law Group, we stand up for consumers facing defective vehicles, unfair dealer/finance practices, credit reporting harm, relentless collection tactics, and we help families protect what matters through practical estate planning. We move fast, communicate clearly, and focus on outcomes—so you can move forward with confidence.
What We Do
Lemon Law & Warranty
State Lemon Law Claims – Buyback, replacement, or cash-and-keep for vehicles that won’t stay fixed.
Magnuson–Moss Warranty Act – Federal warranty coverage for cars, RVs, boats, and consumer products.
UCC Warranty & Revocation – Breach of express/implied warranties; revocation of acceptance.
EV/Hybrid Issues – Battery degradation, charging faults, software bugs, thermal and BMS defects.
Auto Dealer Fraud & Misrepresentation
Spot-Delivery/“Yo-Yo” Financing, Bait-and-Switch Pricing, Undisclosed Damage/Buybacks, Odometer & Title Irregularities.
Unlawful Add-Ons & Fees – Hidden “market adjustments,” packed extras, and paperwork mismatches.
Consumer Finance & Debt Defense
Lawsuit Response & Defense – We answer the suit, challenge proof, assert defenses, and push for dismissal or the best negotiated outcome.
Arbitration Strategy – Where contracts require or allow it, we evaluate compelling arbitration to level the field and increase leverage.
Judgment Relief – Vacating defaults where appropriate, contesting improper service, and addressing garnishment/bank levy issues.
Time-Barred & Zombie Debt – Stopping collection on out-of-statute claims and enforcing your rights against illegal threats.
Negotiation & Settlement – Strategic settlements tied to documentation, releases, and credit clean-up where possible.
FCRA – Credit Reporting & Background Report Errors
Dispute & Reinvestigation – Drafting targeted disputes to bureaus and furnishers that preserve claims and force proper reinvestigation.
Mixed Files & Identity Errors – Fixing “merged” files, wrong tradelines, and identity mix-ups.
Auto Loan Tradeline Problems – Incorrect lates, wrong balances, duplicate accounts, repossession coding mistakes.
Employment & Tenant Screens – Challenging inaccurate background reports that cost you opportunities.
Litigation for Non-Compliance – When reinvestigations fall short or errors persist, we sue to correct records and seek damages/fees.
TCPA – Robocalls, Text Spam, & Do-Not-Call
Autodialed/Pre-Recorded Calls & Texts – Pursuing claims for illegal automated outreach without valid consent.
Do-Not-Call Violations – Repeated telemarketing after opt-outs or registry enrollment.
Revocation & Recordkeeping – Forcing compliance with opt-outs and obtaining call logs to prove patterns.
Damages Strategy – Building the record for per-call/text statutory damages and willful-violation enhancements.
FDCPA – Abusive, Deceptive, or Unfair Debt Collection
Harassment & False Threats – Stopping calls at work, late-night contact, or threats of arrest/illegal action.
Third-Party Disclosure & Workplace Issues – Enforcing privacy rules and cease-and-desist rights.
Validation Failures & Balance Padding – Challenging collectors who can’t substantiate the debt or add unlawful fees.
Post-Repo & Deficiency Demands – Policing sale notices and accounting under UCC Article 9.
Remedies – Statutory damages, actual damages (stress, lost opportunities), and attorney’s fees where the law allows.
Title, Registration & Ownership Problems
Branded/Washed Titles, Lien Releases, Delayed Title/Registration, VIN & Mileage Discrepancies.
Vehicle Types We Handle
Cars, trucks, SUVs, motorcycles, RVs/motorhomes, boats/marine engines, powersports, and mobility/accessible conversions.
Estate Planning
Practical documents that protect your family and clarify your wishes:
Wills – Clear asset distribution and guardianship choices.
Trusts (as appropriate) – Revocable living trusts for probate avoidance and privacy; targeted sub-trusts where needed.
Powers of Attorney – Financial POAs to keep bills paid and businesses running if you’re incapacitated.
Health Care Directives – Medical POAs and living wills to guide care decisions.
Beneficiary & Title Coordination – Aligning deeds, accounts, and beneficiary designations with your plan.
Fast Starts & Flat-Fee Options – Streamlined intake, virtual meetings, and transparent pricing.
Estate planning offerings and fees vary by state; we’ll confirm availability for your location.
Where We Practice
We serve clients across Texas, Pennsylvania, New Jersey, Maryland, Florida, Tennessee, California, Arizona, and Wyoming. If you’re unsure about eligibility or state-specific rules, we’ll assess your situation and map next steps quickly.
Why Clients Choose Us
Focused Consumer & Family Solutions – From lemons and loans to calls, credit, collections, and core family documents.
Clear Communication – Plain-English guidance, prompt updates, realistic expectations.
Efficient, Tech-Forward Process – Streamlined intake, secure e-signing, and organized evidence handling.
Relentless Advocacy – We know how manufacturers, dealers, collectors, and bureaus operate—and we plan accordingly.
Helpful Tools
We’re building a state-by-state Lemon Law Calculator (TX, PA, NJ, MD, FL, TN, CA, AZ, WY) to estimate remedies and timelines in minutes.
Our Process (What to Expect)
Fast Case Review – Share key facts, documents, and goals.
Strategy & Evidence Plan – We outline options (settlement, arbitration, litigation, estate plan design) and what’s needed.
Execution – We handle the legal push; you stay focused on life and work.
Resolution & Follow-Through – Results plus documentation that prevents repeat issues.
Meet the Founder
Amy Ginsburg brings a business-savvy, results-driven approach to consumer protection and practical family planning. She founded Ginsburg Law Group to deliver top-tier advocacy with clear communication and modern client service.
Get in Touch
Ready for answers? Contact Ginsburg Law Group for a straightforward assessment and a plan to move forward—fast.
