Plan for the Future:

Estate Planning Made Simple

Estate planning isn’t just for the wealthy—it’s for anyone who wants to protect their loved ones, control their medical care, and ensure their assets are passed on according to their wishes. Whether you’re starting a family, caring for aging parents, or planning for retirement, creating an estate plan can give you peace of mind.

At Ginsburg Law Group, PC, we help individuals and families understand their options and create personalized, legally sound estate plans that stand the test of time.

What Is Estate Planning?

Estate planning is the process of preparing legal documents that outline how your assets and personal matters will be handled if you become incapacitated or pass away. A well-drafted estate plan gives you control over:

• Who receives your assets

• Who manages your estate

• Who cares for your minor children

• What medical care you receive

• Who can act on your behalf when you can’t

An effective estate plan typically includes several core documents—each serving a different but important purpose.

Key Estate Planning Tools

📝 Last Will and Testament

A will is a legal document that names:

• Who receives your property (beneficiaries)

• Who will manage your estate (executor)

• Who will become the guardian of your minor children (if applicable)

Without a valid will, your estate will be distributed according to state intestacy laws—not your preferences.

🏦 Trusts

A trust is a legal arrangement where a trustee holds and manages assets for your chosen beneficiaries. Trusts are commonly used to:

• Avoid probate

• Protect assets for children or special needs family members

• Provide for blended families

• Minimize estate taxes

• Control when and how your assets are distributed

There are many types of trusts, including revocable living trusts, irrevocable trusts, special needs trusts, and testamentary trusts. An estate planning attorney can help determine which type is right for your goals.

🖊️ Power of Attorney (POA)

A power of attorney lets you appoint someone (your “agent”) to manage your financial affairs if you become unable to do so. This can include:

• Paying bills

• Handling bank accounts

• Managing property or investments

• Filing taxes

Without a POA, your loved ones may need to go to court to obtain control—adding time, stress, and expense during an already difficult time.

❤️ Health Care Power of Attorney

A health care power of attorney names someone to make medical decisions for you if you’re incapacitated. This person ensures that your medical care aligns with your values and preferences.

📜 Living Will / Advance Directive

A living will (also called an advance directive) outlines your wishes for end-of-life care, such as:

• Whether you want to be kept on life support

• Use of feeding tubes or ventilators

• Organ donation preferences

This document helps your loved ones and medical team honor your decisions—and removes the burden of guessing.

Why You Need an Attorney for Estate Planning

While it may be tempting to use online forms or templates, estate planning is not one-size-fits-all. Mistakes or vague language can lead to confusion, conflict, or even legal challenges. An experienced attorney can:

✅ Tailor Your Plan to Your Needs

We listen to your goals, family dynamics, financial situation, and future plans to craft a custom solution.

✅ Ensure Legal Validity

We make sure your documents are properly executed, notarized, and comply with Pennsylvania law.

✅ Avoid Probate Pitfalls

We can help structure your estate to minimize or avoid probate delays, reduce taxes, and prevent unnecessary court involvement.

✅ Address Complex Situations

Blended families, business ownership, second marriages, dependent children, and out-of-state property all require special planning.

✅ Keep Your Plan Current

As your life changes—marriage, divorce, births, deaths, or financial shifts—we help update your estate plan to stay aligned with your wishes.

When Should You Start Estate Planning?

Now. It’s never too early to plan for the future. Whether you’re:

• Starting your first job

• Buying a home

• Getting married or divorced

• Having children

• Nearing retirement

• Experiencing a major life event

An estate plan ensures you, your family, and your assets are protected.

Why Choose Ginsburg Law Group, PC?

At Ginsburg Law Group, PC, we provide:

• Clear explanations without legal jargon

• Compassionate guidance through sensitive decisions

• Thoughtful, comprehensive estate plans

• Flat-fee and transparent pricing options

• Ongoing support and plan updates as needed

We take the time to understand your goals and provide you with a personalized plan that reflects your values and protects the people you love most.

📞 Contact us today to schedule a consultation and start your estate planning journey.

EXECUTION OF DOCUMENTS

Need to set up an appointment with our notary?  Email notary@ginsburglawgroup.com

Can I execute my documents electronically?

Testators can execute an electronic will under the Uniform Electronic Wills Act (UEWA), and probate courts can give legal effect to electronic wills.

Currently, ten American states allow testators to create formalized wills purely on electronic devices without ever converting to paper. While four states follow the Uniform Electronic Wills Act (Oregon, Utah, Colorado and North Dakota), six others have passed their non-uniform e-wills laws (Arizona, Florida, Illinois, Indiana, Maryland, Nevada and Washington). The legislative process is fast-moving, so more bills are in the works.

There are, however, only two states that expressly prohibit testators from executing e-wills today, New Hampshire and Oregon. Those two states expressly prohibit electronic wills. The other 38 states are unclear.

ESTATE PLANNING PORTAL

Our portal stores not just your estate planning documents, but ALL your important documents and information so your loved ones have one location to visit to locate insurance, burial, health, and any other information you want to include.  You can also designate individuals that you want to have access to this information, and when. This is just one of the many benefits you receive when you plan your estate with our practice.

Here is a glance at our portal:

READY TO GET STARTED?

Our Complete Estate Planning Package includes preparation of your Will, Power of Attorney, and Health Care Power of Attorney, and access to our online estate planning portal!  If you are ready to start planning, fill out our Estate Planning Questionnaire.

We also offer a Basic Estate Planning Package because we feel that estate planning should be affordable and available to everyone.  Contact us to see if our simple will and estate planning options are a good fit for you or fill out our Simple Planning Questionnaire.

We also offer other options, like trust planning.  Give us a call at 855-978-6564 to discuss what options are appropriate for you and your family!

We also work with several legal service and legal insurance plans.  You may be able to receive estate planning services for little to no cost through your plan or insurance. Check to see if we accept your plan.

ESTATE PLANNING TEAM

AMY GINSBURG – aginsburg@ginsburglawgroup.com

DANIELLE WICHERT – dwichert@ginsburglawgroup.com

MICHELE FINNEY – mfinney@ginsburglawgroup.com

GROUP EMAIL – estates@ginsburglawgroup.com

NOTARY EMAIL – notary@ginsburglawgroup.com

TEAM INFORMATION – CLICK HERE

To schedule an appointment, please contact our office manager Heather Matt at hmatt@ginsburglawgroup.com.