Debt Defense Resources

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    What do you need to do to prepare for your day in Court?

    -Confirm the date, time, and location of the hearing with our office.  This information is also available on your court paperwork, online docket, and our client portal.  You should arrive 15-30 minutes early to ensure you have time to find parking, go through courthouse security, find your courtroom, and locate your attorney.  If you arrive at the courtroom and cannot locate your attorney outside the courtroom, please call our office as the attorney could be handling another hearing at that time.

    -Make sure you dress appropriately.  We suggest business attire, or business casual attire, in neutral colors.  No sandals or hats in the courtroom.  Most courts do not allow food or beverages in the courtroom. If you have a medical condition that may require you to bring food or a beverage with you, please let us know ahead of time. Please also make sure cell phones are silenced when entering the courtroom.  Be quiet and respectful in the courtroom at all times.

    – Bring any documents with you may support your defenses.  For example, if you dispute owing the debt because of fraud and you filed a police report, bring the police report that you filed.  You should discuss in advance any evidence you have supporting your defenses with your attorney.  Your attorney will also want you to provide a copy.

    – Settlement is often encouraged prior to the hearing.  Know what you can afford on a monthly basis to settle the debt.  If you are working with a debt settlement company, know what funds you have available, or if you will need to provide additional funds in order to reach a settlement.  Your attorney will likely already be in discussion with the other attorney and know what will be needed to reach a settlement.

    – Below are a few helpful guides that review what you can expect in the courtroom during the hearing.

    Here are some helpful guides:

    Arizona

    California

    Florida

    Maryland

    New Jersey

    Tennessee

    Texas

    Pennsylvania – Magisterial District Court

    Pennsylvania – Philadelphia

    Wyoming