Bankruptcy
Free Consultation Available
💼 Bankruptcy Help for Consumers
Chapter 7 & Chapter 13 Explained
Regain Control of Your Finances with Trusted Legal Guidance
Are you overwhelmed by credit card bills, medical debt, or missed mortgage payments?
Struggling to keep up with creditors and collection calls?
You’re not alone — and you don’t have to face financial hardship without support.
At Ginsburg Law Group, PC, we help individuals and families in Pennsylvania get a fresh start through Chapter 7 and Chapter 13 bankruptcy. With personalized attention and experienced legal guidance, we help you understand your options, protect your assets, and move toward financial peace of mind.
⚖️ What Is Bankruptcy?
Bankruptcy is a legal process designed to help honest people who have fallen into unmanageable debt. It allows you to either eliminate or restructure your debts under the protection of the federal court.
There are two primary types of bankruptcy for individuals:
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Chapter 7 Bankruptcy – Liquidation and discharge of most unsecured debts
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Chapter 13 Bankruptcy – A repayment plan that allows you to catch up on debts over time
Each option offers powerful tools to stop creditor harassment, prevent foreclosure or repossession, and provide a path forward.
🛠️ How We Help You Through the Bankruptcy Process
At Ginsburg Law Group, PC, we provide compassionate, skilled legal guidance at every stage. Bankruptcy isn’t just about paperwork — it’s about protecting your family, your peace of mind, and your future.
📝 Step 1: Free Initial Consultation
We discuss your financial situation, review your debts, assets, income, and goals, and determine which bankruptcy option is right for you.
🔍 Step 2: Pre-Bankruptcy Planning
We help you gather all required documents (tax returns, pay stubs, bills, and more) and explain what to expect, including credit counseling requirements.
📂 Step 3: Filing Your Bankruptcy Petition
We prepare and file your bankruptcy petition with the court, ensuring accuracy and compliance with all legal requirements.
🧑⚖️ Step 4: Trustee Meeting (341 Meeting)
You will attend a short meeting (usually by phone or video) with the bankruptcy trustee. We prepare you thoroughly and attend the meeting with you.
🔚 Step 5: Discharge or Plan Confirmation
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Chapter 7: Debts are typically discharged within 3–6 months
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Chapter 13: Your repayment plan begins once the court confirms it, and we support you throughout the process
💼 Why Choose Ginsburg Law Group, PC?
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Experienced in Chapter 7 and Chapter 13 consumer bankruptcy
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Compassionate, respectful, and judgment-free representation
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We handle everything — forms, filings, deadlines, and court appearances
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Personalized strategies tailored to your financial goals
🧭 Ready for a Fresh Start?
Don’t wait another day to take back control of your financial future. Whether you need to eliminate debt or reorganize it into something manageable, bankruptcy may be the solution you’ve been looking for.
At Ginsburg Law Group, PC, we are here to guide you through every step — with compassion, experience, and results.
📞 Call today: 855-978-6564
📧 Email: bankruptcy@ginsburglawgroup.com
Contact our Bankruptcy Team: bankruptcy@ginsburglawgroup.com
We work with most major legal services and legal insurance plans. Some cover your legal fees for bankruptcy services. Give us a call today to see if your bankruptcy is covered!
BANKRUPTCY TEAM
AMY GINSBURG – aginsburg@ginsburglawgroup.com
GRACIE KLEIN – gklein@ginsburglawgroup.com
NICOLE LOMBARDI – nlombardi@ginsburglawgroup.com
