Bankruptcy FAQ
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❓ FAQs About Consumer Bankruptcy
Will I lose my house or car?
Not necessarily. Exemptions often allow you to keep your home and car, especially in Chapter 13. We’ll help you protect what matters most.
Will bankruptcy ruin my credit forever?
No. While bankruptcy affects your credit, many clients see their credit improve within 12–18 months—especially if they eliminate large debts.
Can bankruptcy stop foreclosure or repossession?
Yes. The automatic stay halts most collection efforts immediately—including foreclosure and repossession—giving you breathing room.
How much does bankruptcy cost?
We offer affordable, transparent flat fees and payment plans. Your initial consultation is always free.
