Foreclosure

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    Foreclosure Defense Attorney

    Facing foreclosure? You may have options.

    If you’ve received a foreclosure notice, a sheriff sale date, or court papers, you’re not out of time—but you do need to act quickly. Our office helps homeowners fight wrongful foreclosures, stop or delay sheriff sales, and negotiate solutions that keep families in their homes whenever possible.

    Call today to talk with an attorney about your next step.

    855-978-6564


    We help homeowners stop foreclosure and protect their rights

    Foreclosure is a legal process—and lenders and servicers don’t always follow the rules. We review your mortgage file, payment history, notices, and court filings to look for defenses and leverage. Depending on your situation, options may include:

    • Stopping or postponing a sheriff sale

    • Loan modification review and negotiation

    • Payment plans / reinstatement / forbearance

    • Bankruptcy coordination (when appropriate)

    • Challenging fees, escrow errors, and misapplied payments

    • Defending foreclosure lawsuits and raising legal defenses

    • Short sale / deed-in-lieu guidance (when keeping the home isn’t realistic)


    Common foreclosure issues we investigate

    Many foreclosure cases involve mistakes or unfair servicing practices. We often look for:

    • Payments marked “late” when they were received

    • Misapplied payments or unexplained fees

    • Incorrect escrow calculations (taxes/insurance)

    • Missing or defective required notices

    • Dual-tracking (pushing foreclosure while reviewing a modification)

    • Lost paperwork / repeated “send it again” cycles

    • Standing/ownership problems (who actually owns the loan)

    • Errors in accountings or payoff figures

    Even a small error can change your leverage—or your defense.


    What to do right now if you’re facing foreclosure

    1. Do not ignore court papers or sheriff sale notices. Deadlines matter.

    2. Gather your documents (mortgage, notices, payment records, letters, modification applications).

    3. Keep a written log of every call (dates, names, what was said).

    4. Talk to a foreclosure defense attorney before signing anything or relying on verbal promises.

    If you have a sheriff sale date, tell us immediately.


    FAQs

    Can you stop a sheriff sale?

    Sometimes, yes—especially when you act early. Options may include filing motions in court, negotiating with the servicer, or using other legal tools depending on the timeline and circumstances.

    Do I have to be behind on payments to get help?

    Not always. We also help homeowners who are dealing with servicing errors, pending default, or modification problems.

    Will you review my loan modification denial?

    Yes. We often review denials, incomplete reviews, and repeated “missing documents” claims to determine whether the servicer followed required procedures.

    What if I can’t afford to keep the home?

    We can talk through exit strategies that reduce damage and protect you from unnecessary costs—like negotiating timelines, exploring deed-in-lieu, or coordinating a short sale when appropriate.


    Why choose our firm

    We focus on protecting consumers and homeowners. You’ll get direct legal guidance, clear next steps, and an honest assessment of what’s realistic—based on your documents and your timeline.


    Contact Us

    Phone: (855) 978-6564
    Email: info@ginsburglawgorup.com
    Service Areas: Southeastern Pennsylvania

    Disclaimer: This page is for general information and does not create an attorney-client relationship. Every case is different.


    Why Choose Ginsburg Law Group

    We focus on consumer protection. Our firm has decades of litigation experience holding financial institutions accountable. We understand mortgage servicing tactics — and we know how to analyze the paper trail.

    You will receive:

    • A direct review of your documents

    • A realistic assessment of your options

    • Clear communication about risks and costs

    • Strategic next steps based on your timeline

    When your home is on the line, experience matters.